Ms. Sadia Muzaffar

Director – MCB Investment Management Limited
Ms. Sadia has experience of over 35 years in the Banking Sector, her career has been marked by a diverse range of functional expertise. The journey began with a solid 12-year tenure at HSBC, which laid the groundwork for her subsequent roles at three of Pakistan’s prominent banks. Her career skills have been primarily in Corporate Finance and Restructuring, Commercial and Retail Banking, Cash Management, and Trade Finance. Ms. Sadia’s proficiency extends to Relationship Management, Business Development, Financial Institutions and Investment Banking. She has also headed an Islamic Banking team and has played a pivotal role in Business Transformation initiatives. Ms. Sadia’s leadership abilities have been honed in building teams from the ground up, pinpointing market opportunities, and crafting incentivized strategies that consistently surpassed objectives. She is also a Certified Director.

Her past experience includes:

• Head of Sustainability, Communication and Training: Business Transformation – Habib Bank Limited (Jul 2019 – Dec 2020);
• Head of Assets (Islamic Banking) – Habib Bank Limited (Apr 2018 – Jun 2019);
• Head of Corporate Finance and Syndications – Pakistan Kuwait Investment Company (Jan 2007 – Jun 2014);
• Head of Business Development – MYBANK Limited (Aug 2005 – Feb 2007);
• Financial Controller – KUGA International Inc. (Nov 2003 – Feb 2005);
• Assistant General Manager, Commercial Marketing – Habib Bank Limited (Nov 2001 – Oct 2003);
• Relationship Service Manager – United Bank Limited (Aug 1998 – Nov 1999);
• Panther Agencies (Pvt.) Limited (Nov 1996 – Jul 1998);
• Manager Trade Services – HSBC (May 1994 – Nov 1996); and
• Manager Customer Services – HSBC (Aug 1985 – May 1994).

As Director
National Insurance Corporation of Pakistan
Privatization Commission